How we're paid. To the pound.
Most brokers bury this. We print it, because a finance company you can't audit is just a landing page - and because you can't judge advice without knowing who pays for it.
The receipt - every deal gets one
Example funded loan£30,000 × 12 months
Lender pays Finneus£1,200 (4%)
Effect on your rateNone - lender rates are the same direct or through us
You pay Finneus£0
The rules we hold ourselves to
- Disclosed before signature, in pounds. Not a footnote percentage - the actual figure for your actual deal, in writing, before you commit.
- Cheapest for you is flagged, always - including when it pays us less. Panel commissions are close enough that fit decides, and when they aren't, the receipt shows it.
- No exclusivity with any lender. Shopping the panel is the product.
- A no is free, and comes with reasons. We only earn when your loan completes - checking, quotes and declined applications cost you nothing.
Why lenders accept this
Undisclosed commission is a legal risk for lenders as well as intermediaries. Our disclosure-by-default model is part of why panel lenders work with us: clean deals, informed borrowers, no surprises later.