The important bits

How we're paid.

Short version: you pay us £0, ever. The lender you choose pays us a commission when a loan completes. Here's exactly how that works, because "how do you make money?" is a fair question and most brokers hope you won't ask it.

The money, drawn out loud.

You check, apply and completeFree - always
The lender you choose pays FinneusA commission
How much commissionPaid by the lender, never by you
When you find out the modelIn writing, before you sign
Effect on your rateNone - your rate is the same whether you come through us or go direct
The bit that matters: because the lender pays us, our incentive is completed loans. That's why we'd still rather tell you to wait when waiting is cheaper - a customer who trusts us borrows again next quarter. One good relationship beats one bad loan.

What protects you.

Lending to limited companies isn't regulated by the Financial Conduct Authority - that's true for everyone in this market, not just us. So here's what does the protecting:

Disclosure

The commission model is confirmed to you in writing before you proceed. No surprises, nothing buried.

Contract law

Your agreement is with the lender, on written terms you see in full before signing. Those terms are enforceable - both ways.

A real complaints route

If we get something wrong, our complaints process is published and we answer it personally. How to complain →